By leveraging Galaxybase graph database to integrate internal departmental data such as approvals, business operations, risk control, and collections with external data sources like public opinion, legal, social security, tax, property rights, industrial and commercial data, a multidimensional enterprise graph is constructed. This graph encompasses equity, fund flows, related individuals, guarantees, industrial chains, and group relationships, monitoring various known and unknown corporate relationships, identifying abnormal associations like guarantee loops and transaction circles, analyzing network risk transmission, maintaining high performance while achieving explainability, and efficiently managing risk throughout the entire credit lifecycle—from pre-loan to mid-loan to post-loan!